Hurricane Damage Claim Attorneys in Metairie, Louisiana
Louisiana is among the states with the highest number of hurricane incidents in the United States. Unfortunately, the high winds, battering waves, storm surges, and heavy rains from hurricanes can destroy properties, assets, personal belongings, livestock, and vegetation. Thankfully, victims of hurricane damage in Louisiana may be entitled to seek compensation for their damaged property or belongings by filing a claim with their homeowner's insurance policy.
At the Law Office of Bruce C. Betzer, we provide knowledgeable guidance and trusted advocacy to clients in their hurricane damage claims. Our compassionate Louisiana homeowner property damage attorneys can assess the magnitude of the damages and help file your claims. Also, we can fight for your rights and help you pursue the maximum available compensation for your property damages.
The Law Office of Bruce C. Betzer proudly serves clients across Metairie, Louisiana, and the surrounding areas of Jefferson Parish, New Orleans, Chalmette, and St. Tammany Parish.
Hurricane Damage Claims in Louisiana
A hurricane damage claim is an insurance claim filed by a policyholder who suffered damages to their home or personal belongings due to hurricane incidents. Some common types of property damages that may occur and result in hurricane damage claims include:
Roof damage caused by extremely high winds.
Flooding and storm surge.
Trees or projectiles from force winds that strike your windows, roof, or home’s exterior.
Damages to flooring, walls, and furnishings caused by flying debris and heavy rains.
Power surges that destroy HVAC systems, hot-water boilers, computers, telephone systems, home appliances, generators, and other electronic devices.
Downed power lines.
Damage to utilities such as internet, water system, telecoms, and electrical utilities.
Foundation and structural damages
If your property has been damaged by a hurricane and you’re considering filing a claim, you need to get in touch with a trusted homeowner property damage attorney immediately.
Common Challenges Policyholders Face in Pursuing These Claims
A typical homeowner’s insurance policy covers property damage caused by hurricanes and wind. However, seeking compensation may not be straightforward, and the insurance provider may delay, undervalue, or deny your claims. Here are some potential issues that you may encounter when pursuing your hurricane damage claim:
The provisions and exclusions under the home insurance policy.
Whether the property damage was caused by the hurricane.
Unnecessary delay from the insurance provider.
The legal requirement of the property claims.
Difficulties during settlement negotiations.
The deadline for filing the claim.
The number of deductibles on your policy.
Complexities of the insurance policy.
Disputes regarding the property damage assessment.
However, the earlier these issues are resolved, the faster you can recover compensation for your damaged property. An experienced attorney can help file your claims, handle all negotiations and discussions with the insurance carrier, and settle claims disputes and issues quickly.
The following damages may be recovered by filing a hurricane damage claim in Louisiana.
Medical expenses for injuries sustained during the storm.
Repair or replacement of damaged property.
Loss of wages from missing work.
Living expenses while you’re out of your home.
Business income and losses in expenses during the property restoration.
Lost business sales or contracts.
An experienced Louisiana hurricane damage claim attorney can help file your claims and attempt to recover the maximum financial compensation you may be entitled to.
The Process of Filing a Hurricane Damage Claim
Here are some of the steps involved in filing a hurricane damage claim in Louisiana:
Contact an experienced attorney for proper guidance and to explore your options.
Keep a detailed record of the damages to your property and belongings.
Take the necessary steps to prevent or mitigate further damages.
Carefully review the terms of your home insurance policy.
Keep records of all contact with your insurance provider.
Meet with the insurance adjuster.
Review estimates and collect claim payments.
Make the necessary repairs to your property.
A knowledgeable lawyer can direct you through the claims process, help you negotiate a fair settlement, or take additional legal action where necessary.
Discover Your Options
Losing your home and belongings to a hurricane incident can be difficult and unsettling. While you may be able to recover damages, filing a hurricane damage claim involves many challenges and paperwork. It is wise to speak with a homeowner property damage attorney for clear direction and to protect your rights.
At the Law Office of Bruce C. Betzer, our attorneys have the expertise and diligence to assist and represent clients in their hurricane damage cases. As your legal team, we have the resources to:
Advocate for your best interests and fight compassionately for your rights.
Help review the terms of your home insurance policy.
Examine the extent of the damages to your property, belongings, and other losses.
Gather substantial evidence and important documents to prove the hurricane's damages and losses.
Estimate case value and establish the claims.
Negotiate a fair settlement with the insurance carrier on your behalf.
File a lawsuit if necessary.
Using our broad knowledge, we can walk you through the complicated claims procedures and help you recover fair financial compensation to cover your damages and losses.
Hurricane Damage Claim Attorneys Serving Metairie, Louisiana
If your property or belongings were destroyed by a hurricane storm, you may seek financial compensation. Contact us at the Law Office of Bruce C. Betzer today to arrange a consultation. Our reliable legal team has the skilled representation and experienced legal guidance you need in your hurricane damage claim. We proudly serve clients across Metairie, Jefferson Parish, New Orleans, Chalmette, and St. Tammany Parish, Louisiana.