Hurricane Damage Claims Attorney in Metairie, LA

We help Louisiana homeowners fight for fair compensation after hurricanes destroy roofs, homes, & peace of mind.

Hurricane season is a reality for homeowners in Southeast Louisiana. When a storm hits, the damage can be severe-roofs torn off, walls collapsed, flooding throughout your home. If your insurance company isn't honoring your policy or is lowballing your payout, it's time to take action. At The Law Office of Bruce C. Betzer, we represent Metairie-area residents who've been impacted by hurricane damage and mistreated by their insurers. We fight for full compensation so you can focus on rebuilding.

Common Insurance Disputes After a Hurricane

01.

Roof & Wind Damage Disputes

Insurance companies often argue that wind damage isn't covered or claim the damage was pre-existing. We push back with expert documentation.


Tip: Take photos immediately after the storm and keep all repair estimates.

If your roof claim was denied or underpaid, let us review it for free.

02.

Flood vs. Wind Damage Conflicts

Insurers may claim your damage was caused by flooding (not wind), especially if you lack flood insurance. We help sort out the real cause.

Tip: The difference matters-how your damage is labeled can affect your payout.

Let's determine whether your insurer is using the right classification.

03.

Delayed or Partial Payments

Some insurers delay payment for months or issue partial checks with no explanation. That's unacceptable.

Tip: Keep all receipts, contractor quotes, and correspondence.

Don't wait for your insurance to do the right thing. We'll push them to act.

What's Typically Covered

Depending on your policy, hurricane claims may cover:

  • Roof repairs or replacement
  • Structural damage
  • Window and door replacements
  • Mold remediation
  • Temporary housing or hotel stays
  • Debris removal
  • Damaged personal belongings

If your claim was denied or shortchanged, we'll review your policy and damage documentation to fight for your full coverage.

Who Can Be Held Liable

Your homeowner's insurance company may be liable for failing to handle your claim in good faith. We can also pursue independent adjusters or other involved parties who misrepresented your policy or undervalued your damage.

Know Your Rights After a Hurricane Loss

Louisiana's insurance laws include deadlines and protections:

  • Insurers must initiate loss adjustment within 14 days
  • They must make a payment or valid denial within 30 days of proof of loss
  • Policyholders may be entitled to penalties if insurers act in bad faith

We understand these timelines and use them to hold insurers accountable..


Basic Elements of a Valid Hurricane Damage Claim

To build a strong case, we'll show:

  • You had an active homeowner's insurance policy
  • Your property sustained hurricane-related damage
  • The insurer failed to fairly or fully compensate you
  • You suffered financial losses due to the delay or denial

Our team works with inspectors and contractors to support your claim with detailed evidence.


Damages in Hurricane Claim Disputes

We fight for the full value of what you've lost, including:

  • Home and structural repairs
  • Replacement of personal belongings
  • Living expenses while displaced
  • Penalties for bad faith insurance conduct
  • Attorney's fees in qualifying cases

FAQ

  • What if I already received a partial payment?

    You may still be owed more. A partial payout doesn't mean your claim is closed-or that it was fair.

  • Can I reopen a denied claim?

    In many cases, yes. If your insurer acted unfairly or used inaccurate information, we can help you challenge the denial.

  • How long do I have to file?

    You generally have one year from the date of loss or denial to take legal action. Don't wait.

  • What if the insurer blames flood damage and I didn't have flood insurance?

    We'll investigate the true cause of your damage and ensure blame isn't wrongly shifted.

  • How much does it cost to hire you?

    We work on a contingency fee basis. You pay nothing upfront, and we only get paid if we win for you.

Get Help After a Hurricane Claim Delay or Denial

If a hurricane damaged your home and your insurance company isn't stepping up, don't try to fight them alone. We'll review your claim, explain your options, and advocate for your full compensation.

 Call today for a free consultation with a hurricane damage attorney in Metairie.