Temporary Total Disability Lawyer in Metairie, LA
Unable to work due to a job-related injury? We help workers across Southeast Louisiana secure full TTD benefits under Louisiana law.
Some work injuries are so serious they prevent you from doing any type of work-at least for a while. In these cases, you may be eligible for Temporary Total Disability (TTD) benefits through workers' compensation. At The Law Office of Bruce C. Betzer, we guide injured workers in Metairie, New Orleans, and surrounding parishes through the TTD process, from documentation to payment disputes. If you can't work, we'll fight to make sure your benefits don't stop.
Understanding Temporary Total Disability
01.
Who Qualifies for TTD?
To receive TTD, you must be unable to earn wages at any job because of your work injury-not just your old position, but any employment. This usually requires a doctor's opinion stating you're temporarily totally disabled.
Tip: Don't rely on verbal confirmation-ask your doctor for written documentation.
If your injury keeps you out of work, we'll help you get qualified.
02.
How Much Will You Receive?
TTD benefits pay two-thirds of your average weekly wage, up to the state maximum. These benefits are not taxed and continue until you return to work or reach "maximum medical improvement."
Tip: If your checks stop early or seem too low, we'll help fix it.
We'll calculate what you're owed and fight for every dollar.
03.
When Do TTD Payments Start?
In Louisiana, TTD benefits begin after a short waiting period. If your disability lasts more than two weeks, those missed days are reimbursed. Timely reporting and documentation are key.
Tip: File your injury report and see a doctor right away.
We'll guide you through the steps and deadlines.
What's Typically Covered
TTD applies to workers who:
- Cannot perform any work due to injury
- Are under active medical treatment
- Have a doctor's statement supporting full disability
These benefits may be followed by permanent partial or permanent total disability if recovery stalls.
Who Can Be Held Liable
Although workers' compensation is no-fault, problems often arise with:
- Employers who delay or deny reports
- Insurers who underpay or stop benefits
- Doctors who provide unclear or unfavorable evaluations
-
We hold all responsible parties accountable and push for full benefit payment.
Why TTD Claims Get Delayed or Denied
Insufficient Medical Documentation
If your doctor doesn't use the correct terminology or fails to submit records, benefits can be delayed. We coordinate with providers to fix gaps.
Premature Termination of Benefits
Insurers may claim you're ready to return to work before you're actually able. We challenge these decisions with updated medical evidence.
Work Restrictions & Light Duty Disputes
If your employer says they have a job you can do-but it's not realistic-we'll push back. You can't be forced into work that jeopardizes your health.
Basic Elements of a Valid Claim
To qualify for TTD, you must:
- Have a verified work-related injury
- Be medically deemed unable to work at all
- Provide proper documentation from your doctor
- File and follow up within Louisiana's workers' comp system
We manage your claim from start to finish.
Damages in TTD Cases
While TTD only covers a portion of your wages, we pursue every benefit available, including:
- Weekly wage replacement (up to two-thirds of AWW)
- Back pay if benefits were delayed
- Continued medical treatment approval
- Support transitioning to other disability classifications (PPD, PTD) if needed
We also explore any third-party claims that may provide additional compensation.
FAQ
How long can I receive TTD benefits?
You can receive benefits as long as a doctor certifies that you're unable to work-until you improve, reach a plateau, or transition to a new benefit classification.
What if my doctor says I can do light duty but my job has none?
If no appropriate work is available, TTD should continue. We can fight if the insurer tries to cut you off.
Can I be forced to return before I feel ready?
No. Your return should be based on medical advice, not pressure from your employer or insurer.
Do I have to see their doctor?
You're allowed to choose your own physician. We help protect that right and challenge biased medical opinions.
What if they say I'm exaggerating my injury?
We'll use medical records, imaging, and expert opinions to prove the full extent of your disability.
Let Us Fight for the Full Benefits You Deserve
Being temporarily totally disabled means you're out of work and trying to heal-without income, it can feel impossible. Let us take on the legal and insurance challenges while you focus on recovery.
Call now for a free consultation with a Metairie TTD lawyer.