Tornado Damage Claims Attorney in Metairie, LA

Was your home or business damaged in a tornado? We help policyholders across Southeast Louisiana recover what their insurer owes.

Tornadoes are sudden, violent, and devastating. In just seconds, they can destroy roofs, shatter windows, rip siding from homes, and displace entire families. The aftermath is overwhelming-and it's often made worse when insurance companies deny, delay, or underpay legitimate claims. At The Law Office of Bruce C. Betzer, we help homeowners and business owners in Metairie, Jefferson Parish, and surrounding areas get the full value of their tornado-related losses.

What Makes Tornado Claims So Complex

01.

Wind vs. Water Disputes

Insurers often try to separate wind damage (covered) from flooding or rain intrusion (possibly excluded), creating confusion and delay.


Tip: Document everything before cleanup-photos and videos are key.

If your insurer is blaming water instead of wind, let us step in.

02.

Partial Denials & Repair Disputes

Insurers may approve only part of the damage or claim repairs are cheaper than replacement. We review estimates line by line.

Tip: Don't accept a contractor chosen by your insurer without review.

If your payout won't cover real costs, we can fight back.

03.

Business & Rental Property Losses

Commercial property and rental home claims involve unique challenges-lost income, tenant displacement, and higher repair timelines.

Tip: Track every loss, from rents to temporary lodging costs.

We protect your business and financial recovery after a storm.

What's Typically Covered

Depending on your homeowners or commercial insurance policy, tornado damage may include:

  • Roof and siding replacement
  • Broken windows, doors, and garage systems
  • Structural repairs
  • Interior damage from wind-driven rain
  • Damage to sheds, fences, and detached structures
  • Loss of use (hotel stays, meals)
  • Debris removal & tree damage

We analyze your full policy-not just what your insurer says is covered.

Who Can Be Held Liable

Primary responsibility lies with your insurance carrier, but in some cases, third parties (like negligent builders or maintenance crews) may share blame if improper construction worsened the damage. We investigate every angle to maximize recovery.

Disputes Often Arise Over Timing & Cause

Insurers may argue that:

  • Damage occurred before the storm
  • The damage was from poor maintenance, not the tornado
  • Coverage limits have been exceeded

We counter these tactics with strong documentation, expert opinions, and policy review. If your insurer has acted in bad faith, we'll hold them accountable under Louisiana law.


Basic Elements of a Valid Claim

To pursue a tornado damage claim, we help you prove:

  • You had an active policy when the tornado struck
  • The storm directly caused the damage
  • You submitted a timely and complete claim
  • Your insurer failed to pay what is owed

We handle communications, appraisals, and any appeals or legal actions necessary.


Damages in Tornado Claims

We pursue maximum compensation for:

  • Home repairs or total rebuilds
  • Replacement of personal property
  • Alternate living expenses
  • Tree removal, mold prevention, and cleanup
  • Business interruption losses
  • Penalties for delayed or bad faith insurance conduct

Don't settle for less than what you need to recover-our firm fights for the full picture.

FAQ

  • What should I do right after a tornado?

    Ensure safety first. Then document everything-photos, videos, and a list of damaged items. Notify your insurer quickly, but don't sign anything without review.

  • Can my insurer deny part of the damage?

    Yes, but often wrongly. Insurers may deny damage by claiming it wasn't storm-related. We push back with expert evidence.

  • How long does it take to resolve a tornado claim?

    It depends-but involving a lawyer early can speed up results. We keep insurers accountable to Louisiana's claim response deadlines.

  • Do I need a lawyer for this kind of claim?

    If your insurer is lowballing or delaying your payout, absolutely. We level the playing field and protect your rights.

  • What does it cost to hire your firm?

    We work on contingency for insurance claim cases-no fees unless we recover money for you.

Don't Let the Insurance Company Add to Your Storm Stress

You've already weathered the storm-now it's time to rebuild. If your tornado damage claim is being ignored, underpaid, or denied, we can help. At The Law Office of Bruce C. Betzer, we're here to guide you, advocate for you, and fight for the recovery you deserve.

 Call now to schedule your free consultation with a tornado damage attorney in Metairie.